Searching for and then purchasing a home is far more complex than many would imagine. In a perfect world, the process would be as simple as finding a great house, making an offer, and moving in. Nevertheless, there are a number of factors that come into play when determining the right home for you and your family. From neighborhood to school zone and from budget to specific home features, taking the time to consider exactly what you are looking for is critical. Unfortunately, however, that is only have of the battle. Buying a home in Illinois means understanding the key legal issues that will arise during the process. As such, it is imperative to gather as much information as possible and hire the right professionals to guide you along the way.
As the largest single investment in most people’s lives, purchasing a home is a major decision. Before beginning a house hunt, most Illinois residents ask themselves the following basic questions:
- What budget are we working with?
- What type of mortgage should we look to get?
- What is the home’s history?
- How is the neighborhood and the crime rate in that particular location?
- What schools is the home zoned for?
- What is the condition of the house?
- Has a thorough home inspection been conducted?
- What will the work commute be like?
- Has the house been tested for radon?
- Has a title search been obtained?
While these questions only scratch the surface, people searching for a home in Illinois must begin here to ensure they are limited surprises. At the Law Office of Brenda Murzyn, P.C., we are here to help with home inspection, mortgage, and survey issues, loan processing, and title insurance. Most importantly, we attend all closings to guide you through the lengthy documents you are required to sign and ensure that your rights are protected. Before you enter the real estate market, we recommend contacting our office to ensure that you are in the strongest possible position prior to signing a contract.
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